Subaru Finance

Looking to finance your Subaru vehicle? It makes sense to organise your car finance through us. Not only do we know your Subaru better than anyone else, but we also have a complete range of financial packages, which we can tailor to meet individual driver’s needs.

For a limited time, purchase a Subaru vehicle and take out Subaru Finance and you’ll go into the draw to win five nights luxurious accommodation at the Quay West Resort Bunker Bay. Click here to find out more.

Personal Finance - what are the benefits of financing your vehicle?

There are many benefits to financing your vehicle with Subaru Finance. Take a look at the following options to see if one is right for you. If your car is primarily for private use, this loan is available for new and used cars less than seven years old.

The benefits:

• Accessing fixed rates and fixed payments mean you’ll know exactly what your repayments are for the life of the loan;
• You may be eligible for 100% finance, including all on-road costs and insurances;
• You’ll own your car from the start of the agreement; and
• Flexible repayment options/ structures, which can be tailored to your individual circumstances.

Commercial buyers – what are the benefits of financing your vehicle?

Subaru Finance offers many benefits to business customers looking to fund their purchase. Take a look at the following options to see if one is right for you.

Chattel Mortgageˆ

If you use your vehicle predominantly for business purposes and you have an ABN, you may be eligible for this loan.

The benefits:

• Own the vehicle from the start of the agreement;
• Pay no deposit and get 100% finance (for approved customers);
• Enjoy better cash flow, with payment terms matched to your income; and
• Access possible tax benefits where the car is used to generate income*.

Hire Purchaseˆ

Under this arrangement, Subaru Finance owns the vehicle and you use it while acquiring ownership through regular payments over time.

The benefits:

• Purchase the asset through an instalment plan;
• Ownership transfers to you after the final instalment payment;
• Pay no deposit and get 100% finance (for approved customers);
• Enjoy better cash flow, with payment terms matched to your income; and
• Access possible tax benefits where the car is used to generate income*.

Finance Leaseˆ

With this lease, Subaru Finance buys the vehicle and leases it to you. You then make regular lease payments to use the vehicle. At the end of the lease term you can return the vehicle, which will be sold at auction, or you can make an offer to purchase the vehicle from us.

Find your nearest participating Subaru Finance Retailer.
 

ˆAvailable to body corporates and sole traders/partnerships where the vehicle will be used predominantly for your business (50% or more).

*Consult your accountant or tax adviser for further information about tax benefits.

All applications for credit are subject to normal credit approval criteria. Fees and charges apply. Terms and conditions are available on application. Subaru Finance products are issued by Australia and New Zealand Banking Group Limited ABN 11 005 357 522 trading as Subaru Finance.